PrEP and PEP are expensive, but you shouldn’t have to pay the price. Most private insurance plans, Medicaid, and Medicare will cover a prescription for PrEP or PEP. If you are trying to decide on an insurance plan, take advantage of this NASTAD tool at www.prepcost.org to find out the cost of PrEP through various plans.
If you don’t have insurance, or if your insurance doesn’t cover enough of the costs, there are assistance programs that are easy to find and apply for that can cover some or all of the costs of the medication. This includes the Ohio Department of Health’s new PAPI program which is available to residents of Ohio. Out of pocket, taking Truvada® daily will cost about $13,000 a year. Talk to your insurer to learn more about how PrEP will fit in with your health plan.